Welcome AAA Members
As a AAA member, you are eligible for the AAA Member-Years accident insurance plans that can help protect you, your family and your financial security. These plans are guaranteed acceptance with no health questions or medical exams. Choose the plan that's right for you and enroll today.
Choose the plan that's right for you.
Classic Care Plan
Broad coverage—hospitalization, outpatient, and recuperation benefits—for covered accidents and accidental loss of life help give you and your family an extra layer of financial protection.
View Classic Care PlanHigh Limit Plan
Anywhere, anytime protection against a wide range of covered accidents helps keep you and your family protected on the road, on a train or commercial plane, and even at school or home.
View High Limit PlanPriority Plan
Help protect yourself against the high costs of hospitalization following an accident—even short stays can outpace insurance and deplete savings.
View Priority PlanNeed help deciding which plan is right for you?
Compare all our plans side by side to see which is the best match for you, click here.